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The Wedding Package offers coverage for a Rehearsal, Rehearsal Dinner, Ceremony, Reception, and Brunch (in eligible states), provided the Rehearsal and Rehearsal Dinner occur within 48 hours of the wedding.

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*Does the event have any of the following activities: rides, mechanical amusement devices, inflatable recreational devices, dunk tanks, bungee operations/equipment, petting zoos, live animals, water sports, fireworks, pyrotechnic devices (including sparklers), or flammable sky lanterns?

Disclosure

COVID-19 is an illness caused by a virus (SARS-CoV-2) that can spread from person to person. The virus that causes COVID-19 is a new virus that has spread throughout the world. COVID-19 severity can range from mild to severe, and in some cases can cause death. Everyone is at risk of getting COVID-19, and older adults and people of any age who have serious underlying medical conditions may be at higher risk for severe illness.

As COVID-19 is a known infectious disease and presents circumstances that may reasonably give rise to cancellation and / or postponement of the event, I acknowledge that coverage will not be afforded in any way for such circumstances. This includes, but is not limited to:


• Illness to honorees and immediate family members
• Illness to vendors associated with the event
• Fear or risk of illness or contracting any virus or disease
• Closure of venues due to localized COVID-19 outbreaks
• Limitations on the number of people allowed to gather or other social distancing guidance
• Cancellation / Postponement of the Event due to Government shutdowns
• Loss of deposits due to transportation delays or cancellations
• Cancellations or delays of the Event due to concerns with COVID-19 outbreaks disrupting timelines
• Other impacts directly or indirectly related to COVID-19 circumstances


Please note that we will not pay for any loss resulting directly or indirectly from any circumstance known to an insured at the date of issue that might reasonably give rise to cancellation or postponement of an event. This applies to known weather formations at the time of purchase.

Zika virus outbreaks are occurring and spreading throughout Latin America, the Caribbean, and other countries and Territories. Our policy is not intended to provide coverage due to this or similar known virus outbreaks. Please access the attached link for more detail.


All options have $1,000,000 per Occurrence Limit

Please select: General Aggregate/Property Damage Sublimit

Total Premium: $0

The policy has no deductible

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List as additional insured?
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List as additional insured?
If your rehearsal occurs within 48 hours before you wedding, it can be included.
Please click here to add venue
If your rehearsal dinner occurs within 48 hours before your wedding, it can be included.
Please click here to add venue
If your brunch occurs the day after the reception between 9am-3pm, it can be included
Please click here to add venue
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Premium Refund Policy
Please note that all policy premiums, taxes and other charges in connection with the Wedding Protector Plan® are fully earned at inception of policy coverage and are non-refundable in the event of the cancellation of coverage at any time by the named insured with the exception of residents of New Hampshire, New York and Oregon, who are entitled to a refund sum equal to 100% of the pro-rata unearned premium. (New York and Oregon residents are subject to a minimum earned premium of $25.00).

I declare that the information provided in them is accurate, complete and correct to the best of my knowledge and belief, and that I am not aware of any circumstances which may result in a loss under this policy. I understand that you are issuing me coverage based on this information. I understand any false or inaccurate information may result in my policy being made null and void or canceled as permitted by state law.
I understand a decision of anyone not to proceed with or take part in the event is not covered in this insurance policy.

FRAUD WARNING
Any person who, with the intent to defraud or deceive, submits an application or files a statement of claim containing any false, incomplete or misleading information, or helps in any manner to commit a fraud against an insurer, may be subject to civil penalties and criminal prosecution for insurance fraud.

Please scroll down for specific information for residents in AR, CO, DC, DE, FL, KY, LA, ME, NJ, NM, OH, OK, PA, TN, TX, VA, WA, WI, WV and KY.

Arkansas - Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.

Colorado - It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company for the purpose of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines, denial of insurance, and civil damages. Any insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or information to a policyholder or claimant for the purpose of defrauding or attempting to defraud the policyholder or claimant with regard to a settlement or award payable from insurance proceeds shall be reported to the Colorado division of insurance within the department of regulatory agencies.

District of Columbia - WARNING: It is a crime to provide false or misleading information to an insurer for the purpose of defrauding the insurer or any other person. Penalties include imprisonment and/or fines. In addition, an insurer may deny insurance benefits if false information materially related to a claim was provided by the applicant.

Delaware and Florida - Any person who knowingly and with intent to injure, defraud, or deceive any insurer files a statement of claim or an application containing any false, incomplete, or misleading information is guilty of a felony of the third degree.

Kentucky - Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime.

Louisiana - Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.

Maine - It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties may include imprisonment, fines or a denial of insurance benefits.

New Jersey - Any person who includes any false or misleading information on an application for an insurance policy is subject to criminal and civil penalties.

New Mexico - ANY PERSON WHO KNOWINGLY PRESENTS A FALSE OR FRAUDULENT CLAIM FOR PAYMENT OF A LOSS OR BENEFIT OR KNOWINGLY PRESENTS FALSE INFORMATION IN AN APPLICATION FOR INSURANCE IS GUILTY OF A CRIME AND MAY BE SUBJECT TO CIVIL FINES AND CRIMINAL PENALTIES.

Ohio - Any person who, with intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an application or files a claim containing a false or deceptive statement is guilty of insurance fraud.

Oklahoma - WARNING: Any person who knowingly, and with intent to injure, defraud or deceive any insurer, makes any claim for the proceeds of an insurance policy containing any false, incomplete or misleading information is guilty of a felony.

Pennsylvania - Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties.

Tennessee - It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines and denial of insurance benefits.

Texas and Virginia - It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines and denial of insurance benefits.

Washington - It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines, and denial of insurance benefits.

Wisconsin and West Virginia - Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.

If the information provided in this application is insufficient or inaccurate, or does not comply with the underwriter's requirements, there may be a delay in processing this application. I understand that coverage is not bound until the policy is issued.



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